Why Does Stash Take So Long for Investments? -

Stash has been built from the ground up to make it about as easy as possible for anyone to invest – but there are some trade-offs to using this platform.

One of the biggest trade-offs is the speed of investing. Stash is engineered top to bottom to maximize long-term investing strategies. It’s not built to be a “get rich quick” kind of platform.

For a lot of investors, the long-term approach – methodical, deliberate, and with the greatest potential for profit – it’s no big deal. For other investors, though, the fact that you can’t “get rich quick” with Stash makes it a little less attractive.

Let’s dig a bit deeper into (almost) everything you need to know about this platform right now.

Why Does Stash Take So Long for Investments?

When reviewing different investment opportunities, it’s important to do your research and due diligence so that you know exactly what you are getting into.

Stash was created in early 2015 with a singular mission – to help every day, regular Americans invest and grow their wealth without having to “babysit” every investment decision they made.

Because of this approach, Stash set out to establish a much more long-term approach to investing. This approach (obviously) takes a little bit longer to produce the kinds of returns that investors are looking for.

It’s not a “quick crypto cash in”, for example.

At the same time, there are some obvious benefits to this approach.

Stash might take longer for you to start seeing a return on your investment (at least a sizable one, anyway), but you’ll be able to:

Start your account with no minimum deposit requirement whatsoever
Gain access to extensive and easy to digest investment educational material and training
Leverage a new and innovative “stock back” card pairs program
Customize and control your investments without having to babysit all of your decisions

… And that’s just the tip of the iceberg!

What is Stash, Anyway?

Stash created a unique investing platform that combines a more DIY sort of approach with automated tools and technology, allowing every day “regular” investors an opportunity to trade and make money without having to spend a ton of time.

Robo advisors provide for a true “hands off” approach – but they don’t give you the granular level of control you might want to exert when certain opportunities present themselves.

Stash meets you in the middle, offering you Robo advisor opportunities and tools but also allowing you to “take the stick” anytime you’d like to have a lot more control over your financial future.

On top of all of that, Stash offers things like:

Automated “Roundup” investments, rounding up your purchases to the nearest dollar and then sending that money to your investment account
Stock Back Cards that let you earn stocks as a reward for your spending
Fractional share opportunities that allow you to invest in stocks that you wouldn’t have been able to otherwise

… And so much more!

There are certainly some things that Stash doesn’t do quite as well as other investment platforms, too, but for the most part this is a top-notch long-term platform that you’ll want to consider.

Where Stash Lacks a Little

While Stash has quickly become a go to option for long-term investors that want a more passive approach to generating real wealth, there are a couple of things that Stash struggles to excel at (at least right now, anyway).

For one thing, a lot of Stash members would love nothing more than for this platform to offer managed IRAs.

This has been one of the biggest asks of the Stash community for a couple of years now, and while there have been some rumblings about Stash working to implement IRAs into the mix this still has yet to come to fruition.

There’s just no automated tools for IRAs (just yet).

Tax loss harvesting options with “Smart Portfolios” from Stash are pretty lackluster, too. It would be nice to be able to capitalize on investment losses through your taxes in an automated kind of way, but right now you’re still going to have to do the bulk of the heavy lifting to make that happen for yourself.

Finally, reaching out to someone in getting a legitimate investment advice from them directly isn’t something you’re going to be able to do with Stash.

Yes, you’ll be able to dive into one of the deepest investment resource libraries on the planet today. And you’ll be able to go through all of those resources, from top to bottom.

But you’re not going to be able to get someone on the line to walk you through those investment trainings, to bounce investment ideas off of.Are you wondering why it takes so long to see returns when you invest with Stash? In this blog post we will go over the answer and other factors

That’s just not something that Stash has ever offered (or is likely to offer).

Is Stash Right for You?

Deciding whether or not Stash is right for you involves quite a bit of research and due diligence.

You really need to be sure that long-term investing is the approach you want to take with your cash and capital before you join Stash.

One of the biggest complaints that people have with this platform is that it takes a little while to see returns and that it takes a little while to get the cash you generated out of the platform.

But that’s always been really transparent with Stash and it’s built right into the DNA of the platform, too.

Closing Thoughts

When you get right down to it, it’s important to remember what Stash is and what it isn’t.

This is very much a long-term look at investing, helping anyone create a diversified portfolio of assets – including more than 4000 individual stocks, ETFs, and more – but not at all a short-term “pump and dump” kind of profit machine.

No, you’re going to have to sign up for Stash with a long-haul kind of outlook on investing or you’ll end up pretty disappointed with the tools, technology, and trades this platform helps you execute.

Take a look at our other most recent blog posts below:

Why Does Stash Take So Long for Investments?